Section - A
Answer any TEN of the following. (10x2=20)
1. a) Define Entrepreneur. | ಉದ್ಯಮಶೀಲನ ವ್ಯಾಖ್ಯೆ ನೀಡಿರಿ.
An entrepreneur is a person who transforms a bold vision into a reality through perseverant effort and calculated risk-taking. They identify opportunities for business and innovate to create products or services that meet the needs of the market. They also take on financial responsibility for their ventures, seeking to generate profits and grow their business over time.
An entrepreneur is an individual who takes initiative to create and manage a new business venture, bearing most of the risks and enjoying most of the rewards. They are visionaries and innovators, who identify opportunities and develop solutions to problems, often through creative and unconventional approaches.
ಉದ್ಯಮಶೀಲನ ಎಂದರೆ ಒಂದು ಹೊಸ ವ್ಯವಹಾರವನ್ನು ಪ್ರಾರಂಭಿಸಲು ಅಥವಾ ಅಸ್ತಿತ್ವದಲ್ಲಿರುವ ವ್ಯವಹಾರವನ್ನು ವಿಸ್ತರಿಸಲು ಉತ್ಸಾಹ ಮತ್ತು ಧೈರ್ಯವನ್ನು ಹೊಂದಿರುವ ವ್ಯಕ್ತಿ. ಅವರು ಹೊಸ ಆಲೋಚನೆಗಳಿಗೆ ಮುಕ್ತರಾಗಿರುತ್ತಾರೆ ಮತ್ತು ಅವುಗಳನ್ನು ಅನುಷ್ಠಾನಗೊಳಿಸಲು ಸಿದ್ಧರಾಗಿರುತ್ತಾರೆ. ಅವರು ತೊಂದರೆಗಳನ್ನು ಎದುರಿಸಲು ಮತ್ತು ಅವುಗಳನ್ನು ನಿವಾರಿಸಲು ಸಿದ್ಧರಾಗಿರುತ್ತಾರೆ.
ಒಬ್ಬ ವಾಣಿಜ್ಯೋದ್ಯಮಿ ಎಂದರೆ ನಿರಂತರ ಪ್ರಯತ್ನ ಮತ್ತು ಲೆಕ್ಕಾಚಾರದ ಅಪಾಯ-ತೆಗೆದುಕೊಳ್ಳುವ ಮೂಲಕ ದಿಟ್ಟ ದೃಷ್ಟಿಯನ್ನು ವಾಸ್ತವಕ್ಕೆ ಪರಿವರ್ತಿಸುವ ವ್ಯಕ್ತಿ. ಅವರು ವ್ಯಾಪಾರಕ್ಕಾಗಿ ಅವಕಾಶಗಳನ್ನು ಗುರುತಿಸುತ್ತಾರೆ ಮತ್ತು ಮಾರುಕಟ್ಟೆಯ ಅಗತ್ಯತೆಗಳನ್ನು ಪೂರೈಸುವ ಉತ್ಪನ್ನಗಳು ಅಥವಾ ಸೇವೆಗಳನ್ನು ರಚಿಸಲು ಆವಿಷ್ಕಾರ ಮಾಡುತ್ತಾರೆ. ಅವರು ತಮ್ಮ ಉದ್ಯಮಗಳಿಗೆ ಹಣಕಾಸಿನ ಜವಾಬ್ದಾರಿಯನ್ನು ತೆಗೆದುಕೊಳ್ಳುತ್ತಾರೆ, ಲಾಭವನ್ನು ಗಳಿಸಲು ಮತ್ತು ಕಾಲಾನಂತರದಲ್ಲಿ ತಮ್ಮ ವ್ಯವಹಾರವನ್ನು ಬೆಳೆಸಲು ಬಯಸುತ್ತಾರೆ.
b) Give the meaning of Entrepreneurship. | ಉದ್ಯಮಶೀಲತೆಯ ಅರ್ಥವನ್ನು ನೀಡಿರಿ.
Entrepreneurship refers to the pursuit of opportunity beyond resources controlled, involving creativity, innovation, and the willingness to take calculated risks in order to build a successful business venture, organization, or project. It involves identifying a need or demand in the marketplace, and then developing and offering a product or service to meet that need, often with the goal of generating profit and growth.
ವಾಣಿಜ್ಯೋದ್ಯಮವು ಸಂಪನ್ಮೂಲಗಳನ್ನು ಮೀರಿದ ಅವಕಾಶದ ಅನ್ವೇಷಣೆಯನ್ನು ಸೂಚಿಸುತ್ತದೆ, ಸೃಜನಶೀಲತೆ, ನಾವೀನ್ಯತೆ ಮತ್ತು ಯಶಸ್ವಿ ವ್ಯಾಪಾರ ಉದ್ಯಮ, ಸಂಸ್ಥೆ ಅಥವಾ ಯೋಜನೆಯನ್ನು ನಿರ್ಮಿಸಲು ಲೆಕ್ಕಾಚಾರದ ಅಪಾಯಗಳನ್ನು ತೆಗೆದುಕೊಳ್ಳುವ ಇಚ್ಛೆಯನ್ನು ಒಳಗೊಂಡಿರುತ್ತದೆ. ಇದು ಮಾರುಕಟ್ಟೆಯಲ್ಲಿ ಅಗತ್ಯ ಅಥವಾ ಬೇಡಿಕೆಯನ್ನು ಗುರುತಿಸುವುದನ್ನು ಒಳಗೊಂಡಿರುತ್ತದೆ, ತದನಂತರ ಆ ಅಗತ್ಯವನ್ನು ಪೂರೈಸಲು ಉತ್ಪನ್ನ ಅಥವಾ ಸೇವೆಯನ್ನು ಅಭಿವೃದ್ಧಿಪಡಿಸುವುದು ಮತ್ತು ನೀಡುವುದು, ಸಾಮಾನ್ಯವಾಗಿ ಲಾಭ ಮತ್ತು ಬೆಳವಣಿಗೆಯನ್ನು ಉತ್ಪಾದಿಸುವ ಗುರಿಯೊಂದಿಗೆ.
c) State two objectives of entrepreneurship development. | ಉದ್ಯಮಶೀಲತೆಯ ಅಭಿವೃದ್ಧಿಯ ಎರಡು ಉದ್ದೇಶಗಳನ್ನು ತಿಳಿಸಿರಿ.
The two objectives of entrepreneurship development are:
To promote economic growth and prosperity: Entrepreneurship development is often seen as a way to stimulate economic growth and create new job opportunities. By encouraging the creation of new businesses, entrepreneurship development can help to increase productivity, innovation, and competitiveness in a country or region.
To promote personal fulfillment and autonomy: Entrepreneurship development can provide individuals with an opportunity to pursue their passions and interests, while also achieving personal fulfillment and autonomy. By starting their own business, entrepreneurs can be in control of their own financial and professional future, and have the freedom to make decisions about their own life.
ವಾಣಿಜ್ಯೋದ್ಯಮ ಅಭಿವೃದ್ಧಿಯ ಎರಡು ಉದ್ದೇಶಗಳು:
ಆರ್ಥಿಕ ಬೆಳವಣಿಗೆ ಮತ್ತು ಸಮೃದ್ಧಿಯನ್ನು ಉತ್ತೇಜಿಸಲು: ಉದ್ಯಮಶೀಲತೆಯ ಅಭಿವೃದ್ಧಿಯನ್ನು ಸಾಮಾನ್ಯವಾಗಿ ಆರ್ಥಿಕ ಬೆಳವಣಿಗೆಯನ್ನು ಉತ್ತೇಜಿಸುವ ಮತ್ತು ಹೊಸ ಉದ್ಯೋಗಾವಕಾಶಗಳನ್ನು ಸೃಷ್ಟಿಸುವ ಮಾರ್ಗವಾಗಿ ನೋಡಲಾಗುತ್ತದೆ. ಹೊಸ ವ್ಯವಹಾರಗಳ ರಚನೆಯನ್ನು ಉತ್ತೇಜಿಸುವ ಮೂಲಕ, ಉದ್ಯಮಶೀಲತೆಯ ಅಭಿವೃದ್ಧಿಯು ದೇಶ ಅಥವಾ ಪ್ರದೇಶದಲ್ಲಿ ಉತ್ಪಾದಕತೆ, ನಾವೀನ್ಯತೆ ಮತ್ತು ಸ್ಪರ್ಧಾತ್ಮಕತೆಯನ್ನು ಹೆಚ್ಚಿಸಲು ಸಹಾಯ ಮಾಡುತ್ತದೆ.
ವೈಯಕ್ತಿಕ ನೆರವೇರಿಕೆ ಮತ್ತು ಸ್ವಾಯತ್ತತೆಯನ್ನು ಉತ್ತೇಜಿಸಲು: ಉದ್ಯಮಶೀಲತೆಯ ಅಭಿವೃದ್ಧಿಯು ವ್ಯಕ್ತಿಗಳಿಗೆ ಅವರ ಭಾವೋದ್ರೇಕಗಳು ಮತ್ತು ಆಸಕ್ತಿಗಳನ್ನು ಮುಂದುವರಿಸಲು ಅವಕಾಶವನ್ನು ಒದಗಿಸುತ್ತದೆ, ಹಾಗೆಯೇ ವೈಯಕ್ತಿಕ ನೆರವೇರಿಕೆ ಮತ್ತು ಸ್ವಾಯತ್ತತೆಯನ್ನು ಸಾಧಿಸುತ್ತದೆ. ತಮ್ಮ ಸ್ವಂತ ವ್ಯವಹಾರವನ್ನು ಪ್ರಾರಂಭಿಸುವ ಮೂಲಕ, ಉದ್ಯಮಿಗಳು ತಮ್ಮ ಸ್ವಂತ ಆರ್ಥಿಕ ಮತ್ತು ವೃತ್ತಿಪರ ಭವಿಷ್ಯದ ನಿಯಂತ್ರಣವನ್ನು ಹೊಂದಿರುತ್ತಾರೆ ಮತ್ತು ತಮ್ಮ ಸ್ವಂತ ಜೀವನದ ಬಗ್ಗೆ ನಿರ್ಧಾರಗಳನ್ನು ತೆಗೆದುಕೊಳ್ಳುವ ಸ್ವಾತಂತ್ರ್ಯವನ್ನು ಹೊಂದಿರುತ್ತಾರೆ.
d) Expand: TCO and CEDOK. | ವಿಸ್ತರಿಸಿ: TCO ಮತ್ತು CEDOK.
- TCO stands for (Total Cost of Ownership).
- CEDOK stands for (Centre for Entrepreneurship Development of Karnataka)
- TCO ಎಂದರೆ (ಮಾಲೀಕತ್ವದ ಒಟ್ಟು ವೆಚ್ಚ).
- CEDOK ಎಂದರೆ (ಕರ್ನಾಟಕದ ವಾಣಿಜ್ಯೋದ್ಯಮ ಅಭಿವೃದ್ಧಿ ಕೇಂದ್ರ)
e) Who is drone entrepreneur ? | ಸೋಮಾರಿ ಉದ್ಯಮಶೀಲನೆಂದರೆ ಯಾರು ?
1. Traditional Definition:
In a traditional sense, "drone entrepreneur" has a negative connotation. It refers to an individual or business owner who resists change and clings to outdated methods and technologies.
2. Modern Definition:
More recently, "drone entrepreneur" has taken on a more positive meaning, particularly in the context of the drone industry. It now refers to individuals or businesses who are actively involved in the development and application of drone technology for various purposes.
1. ಸಾಂಪ್ರದಾಯಿಕ ವ್ಯಾಖ್ಯಾನ:
ಸಾಂಪ್ರದಾಯಿಕ ಅರ್ಥದಲ್ಲಿ, "ಡ್ರೋನ್ ಉದ್ಯಮಿ" ಋಣಾತ್ಮಕ ಅರ್ಥವನ್ನು ಹೊಂದಿದೆ. ಇದು ಬದಲಾವಣೆಯನ್ನು ವಿರೋಧಿಸುವ ಮತ್ತು ಹಳೆಯ ವಿಧಾನಗಳು ಮತ್ತು ತಂತ್ರಜ್ಞಾನಗಳಿಗೆ ಅಂಟಿಕೊಳ್ಳುವ ವ್ಯಕ್ತಿ ಅಥವಾ ವ್ಯಾಪಾರ ಮಾಲೀಕರನ್ನು ಸೂಚಿಸುತ್ತದೆ.
2. ಆಧುನಿಕ ವ್ಯಾಖ್ಯಾನ:
ತೀರಾ ಇತ್ತೀಚೆಗೆ, "ಡ್ರೋನ್ ಉದ್ಯಮಿ" ಹೆಚ್ಚು ಧನಾತ್ಮಕ ಅರ್ಥವನ್ನು ಪಡೆದುಕೊಂಡಿದೆ, ವಿಶೇಷವಾಗಿ ಡ್ರೋನ್ ಉದ್ಯಮದ ಸಂದರ್ಭದಲ್ಲಿ. ಇದು ಈಗ ವಿವಿಧ ಉದ್ದೇಶಗಳಿಗಾಗಿ ಡ್ರೋನ್ ತಂತ್ರಜ್ಞಾನದ ಅಭಿವೃದ್ಧಿ ಮತ್ತು ಅಪ್ಲಿಕೇಶನ್‌ನಲ್ಲಿ ಸಕ್ರಿಯವಾಗಿ ತೊಡಗಿಸಿಕೊಂಡಿರುವ ವ್ಯಕ್ತಿಗಳು ಅಥವಾ ವ್ಯವಹಾರಗಳನ್ನು ಉಲ್ಲೇಖಿಸುತ್ತದೆ.
f) What is venture capital ? | ಸಾಹಸೋದ್ಯಮ ಬಂಡವಾಳ ಎಂದರೇನು
Venture Capital is a financing tool for companies and an investment vehicle for wealthy individuals and institutional investors. Wealthy investors like to invest their capital in startups with a long-term growth perspective. This capital is called venture capital and the investors are called venture capitalists, in other words, it is a way for companies to receive money in the short term and for investors to grow wealth in the long term.
ವೆಂಚರ್ ಕ್ಯಾಪಿಟಲ್ ಕಂಪನಿಗಳಿಗೆ ಹಣಕಾಸು ಸಾಧನವಾಗಿದೆ ಮತ್ತು ಶ್ರೀಮಂತ ವ್ಯಕ್ತಿಗಳು ಮತ್ತು ಸಾಂಸ್ಥಿಕ ಹೂಡಿಕೆದಾರರಿಗೆ ಹೂಡಿಕೆ ಸಾಧನವಾಗಿದೆ. ಶ್ರೀಮಂತ ಹೂಡಿಕೆದಾರರು ತಮ್ಮ ಬಂಡವಾಳವನ್ನು ದೀರ್ಘಾವಧಿಯ ಬೆಳವಣಿಗೆಯ ದೃಷ್ಟಿಕೋನದೊಂದಿಗೆ ಸ್ಟಾರ್ಟಪ್‌ಗಳಲ್ಲಿ ಹೂಡಿಕೆ ಮಾಡಲು ಬಯಸುತ್ತಾರೆ. ಈ ಬಂಡವಾಳವನ್ನು ವೆಂಚರ್ ಕ್ಯಾಪಿಟಲ್ ಎಂದು ಕರೆಯಲಾಗುತ್ತದೆ ಮತ್ತು ಹೂಡಿಕೆದಾರರನ್ನು ವೆಂಚರ್ ಕ್ಯಾಪಿಟಲಿಸ್ಟ್ ಎಂದು ಕರೆಯಲಾಗುತ್ತದೆ, ಬೇರೆ ರೀತಿಯಲ್ಲಿ ಹೇಳುವುದಾದರೆ, ಕಂಪನಿಗಳು ಅಲ್ಪಾವಧಿಯಲ್ಲಿ ಹಣವನ್ನು ಸ್ವೀಕರಿಸಲು ಮತ್ತು ಹೂಡಿಕೆದಾರರಿಗೆ ದೀರ್ಘಾವಧಿಯಲ್ಲಿ ಸಂಪತ್ತನ್ನು ಬೆಳೆಸಲು ಇದು ಒಂದು ಮಾರ್ಗವಾಗಿದೆ.
g) Give the meaning of angel investor. | ಎಂಜಲ್ ಹೂಡಿಕೆದಾರರ ಅರ್ಥವನ್ನು ನೀಡಿರಿ.
An angel investor is a wealthy individual who provides financial support to start-up businesses in exchange for equity or a share of the profits. These investors typically offer their funding, expertise, and industry connections to help the company grow and succeed. Angel investors often invest their own personal funds and are looking for long-term growth potential in the companies they support.
ಏಂಜೆಲ್ ಹೂಡಿಕೆದಾರರು ಶ್ರೀಮಂತ ವ್ಯಕ್ತಿಯಾಗಿದ್ದು, ಅವರು ಇಕ್ವಿಟಿ ಅಥವಾ ಲಾಭದ ಪಾಲನ್ನು ವಿನಿಮಯ ಮಾಡಿಕೊಳ್ಳಲು ಪ್ರಾರಂಭಿಕ ವ್ಯವಹಾರಗಳಿಗೆ ಹಣಕಾಸಿನ ಬೆಂಬಲವನ್ನು ನೀಡುತ್ತಾರೆ. ಕಂಪನಿಯು ಬೆಳೆಯಲು ಮತ್ತು ಯಶಸ್ವಿಯಾಗಲು ಸಹಾಯ ಮಾಡಲು ಈ ಹೂಡಿಕೆದಾರರು ಸಾಮಾನ್ಯವಾಗಿ ತಮ್ಮ ನಿಧಿ, ಪರಿಣತಿ ಮತ್ತು ಉದ್ಯಮ ಸಂಪರ್ಕಗಳನ್ನು ನೀಡುತ್ತಾರೆ. ಏಂಜೆಲ್ ಹೂಡಿಕೆದಾರರು ತಮ್ಮ ಸ್ವಂತ ವೈಯಕ್ತಿಕ ಹಣವನ್ನು ಹೂಡಿಕೆ ಮಾಡುತ್ತಾರೆ ಮತ್ತು ಅವರು ಬೆಂಬಲಿಸುವ ಕಂಪನಿಗಳಲ್ಲಿ ದೀರ್ಘಕಾಲೀನ ಬೆಳವಣಿಗೆಯ ಸಾಮರ್ಥ್ಯವನ್ನು ಹುಡುಕುತ್ತಿದ್ದಾರೆ.
h) Define rural entrepreneurship. | ಗ್ರಾಮೀಣ ಉದ್ಯಮಶೀಲತೆಯ ವ್ಯಾಖ್ಯೆ ನೀಡಿರಿ.
Rural entrepreneurship refers to the creation and growth of new businesses, products, services or viable social enterprises in rural areas. It is driven by innovation, creativity, and a desire to develop sustainable livelihood opportunities in rural communities. Rural entrepreneurship can take many forms, including agriculture, tourism, renewable energy, and craft-based business. These ventures often create new employment opportunities, increase local income, and improve overall quality of life in rural areas. Successful rural entrepreneurship requires a deep understanding of local markets, resources, and business environment, as well as access to appropriate financing and support services.
ಗ್ರಾಮೀಣ ವಾಣಿಜ್ಯೋದ್ಯಮವು ಗ್ರಾಮೀಣ ಪ್ರದೇಶಗಳಲ್ಲಿ ಹೊಸ ವ್ಯವಹಾರಗಳು, ಉತ್ಪನ್ನಗಳು, ಸೇವೆಗಳು ಅಥವಾ ಕಾರ್ಯಸಾಧ್ಯವಾದ ಸಾಮಾಜಿಕ ಉದ್ಯಮಗಳ ಸೃಷ್ಟಿ ಮತ್ತು ಬೆಳವಣಿಗೆಯನ್ನು ಸೂಚಿಸುತ್ತದೆ. ಇದು ನಾವೀನ್ಯತೆ, ಸೃಜನಶೀಲತೆ ಮತ್ತು ಗ್ರಾಮೀಣ ಸಮುದಾಯಗಳಲ್ಲಿ ಸುಸ್ಥಿರ ಜೀವನೋಪಾಯದ ಅವಕಾಶಗಳನ್ನು ಅಭಿವೃದ್ಧಿಪಡಿಸುವ ಬಯಕೆಯಿಂದ ನಡೆಸಲ್ಪಡುತ್ತದೆ. ಕೃಷಿ, ಪ್ರವಾಸೋದ್ಯಮ, ನವೀಕರಿಸಬಹುದಾದ ಶಕ್ತಿ ಮತ್ತು ಕರಕುಶಲ ಆಧಾರಿತ ವ್ಯಾಪಾರ ಸೇರಿದಂತೆ ಗ್ರಾಮೀಣ ಉದ್ಯಮಶೀಲತೆ ಹಲವು ರೂಪಗಳನ್ನು ತೆಗೆದುಕೊಳ್ಳಬಹುದು. ಈ ಉದ್ಯಮಗಳು ಸಾಮಾನ್ಯವಾಗಿ ಹೊಸ ಉದ್ಯೋಗಾವಕಾಶಗಳನ್ನು ಸೃಷ್ಟಿಸುತ್ತವೆ, ಸ್ಥಳೀಯ ಆದಾಯವನ್ನು ಹೆಚ್ಚಿಸುತ್ತವೆ ಮತ್ತು ಗ್ರಾಮೀಣ ಪ್ರದೇಶಗಳಲ್ಲಿ ಒಟ್ಟಾರೆ ಜೀವನದ ಗುಣಮಟ್ಟವನ್ನು ಸುಧಾರಿಸುತ್ತವೆ. ಯಶಸ್ವಿ ಗ್ರಾಮೀಣ ಉದ್ಯಮಶೀಲತೆಗೆ ಸ್ಥಳೀಯ ಮಾರುಕಟ್ಟೆಗಳು, ಸಂಪನ್ಮೂಲಗಳು ಮತ್ತು ವ್ಯಾಪಾರ ಪರಿಸರದ ಆಳವಾದ ತಿಳುವಳಿಕೆ ಅಗತ್ಯವಿರುತ್ತದೆ, ಜೊತೆಗೆ ಸೂಕ್ತವಾದ ಹಣಕಾಸು ಮತ್ತು ಬೆಂಬಲ ಸೇವೆಗಳಿಗೆ ಪ್ರವೇಶದ ಅಗತ್ಯವಿದೆ.
i) Name two industries started by Dhirubhai Ambani. | ಧೀರುಭಾಯಿ ಅಂಬಾನಿ ಇವರಿಂದ ಸ್ಥಾಪಿಸಲ್ಪಟ್ಟ ಎರಡು ಉದ್ದಿಮೆಗಳ ಹೆಸರನ್ನು ತಿಳಿಸಿರಿ.
Dhirubhai Ambani was the founder of Reliance Industries, which started in the petrochemicals and audit industries. He also briefly dabbled in the nascent telecommunications industry with the establishment of Reliance Infocomm.
ಧೀರೂಭಾಯಿ ಅಂಬಾನಿ ರಿಲಯನ್ಸ್ ಇಂಡಸ್ಟ್ರೀಸ್ ಸಂಸ್ಥಾಪಕರಾಗಿದ್ದರು, ಇದು ಪೆಟ್ರೋಕೆಮಿಕಲ್ಸ್ ಮತ್ತು ಆಡಿಟ್ ಉದ್ಯಮಗಳಲ್ಲಿ ಪ್ರಾರಂಭವಾಯಿತು. ಅವರು ರಿಲಯನ್ಸ್ ಇನ್ಫೋಕಾಮ್ ಸ್ಥಾಪನೆಯೊಂದಿಗೆ ಹೊಸ ದೂರಸಂಪರ್ಕ ಉದ್ಯಮದಲ್ಲಿ ಸಂಕ್ಷಿಪ್ತವಾಗಿ ತೊಡಗಿಸಿಕೊಂಡರು.
j) State two objectives of Digital India. | ಡಿಜಿಟಲ್ ಇಂಡಿಯಾದ ಎರಡು ಉದ್ದೇಶಗಳನ್ನು ತಿಳಿಸಿರಿ.
- Ensure that every citizen has access to digital technology and its benefits, such as Internet connectivity, e-governance, e-health, and e-education.
- Promote the adoption and widespread use of digital technologies to drive economic growth, create job opportunities, and improve the overall quality of life.
1. ಪ್ರತಿಯೊಬ್ಬ ನಾಗರಿಕರು ಡಿಜಿಟಲ್ ತಂತ್ರಜ್ಞಾನ ಮತ್ತು ಇಂಟರ್ನೆಟ್ ಸಂಪರ್ಕ, ಇ-ಆಡಳಿತ, ಇ-ಆರೋಗ್ಯ ಮತ್ತು ಇ-ಶಿಕ್ಷಣದಂತಹ ಅದರ ಪ್ರಯೋಜನಗಳಿಗೆ ಪ್ರವೇಶವನ್ನು ಹೊಂದಿದ್ದಾರೆ ಎಂದು ಖಚಿತಪಡಿಸಿಕೊಳ್ಳಿ.
2. ಆರ್ಥಿಕ ಬೆಳವಣಿಗೆಯನ್ನು ಹೆಚ್ಚಿಸಲು, ಉದ್ಯೋಗಾವಕಾಶಗಳನ್ನು ಸೃಷ್ಟಿಸಲು ಮತ್ತು ಒಟ್ಟಾರೆ ಜೀವನದ ಗುಣಮಟ್ಟವನ್ನು ಸುಧಾರಿಸಲು ಡಿಜಿಟಲ್ ತಂತ್ರಜ್ಞಾನಗಳ ಅಳವಡಿಕೆ ಮತ್ತು ವ್ಯಾಪಕ ಬಳಕೆಯನ್ನು ಉತ್ತೇಜಿಸಿ.
k) What is business incubator? | ವ್ಯವಹಾರ ಸಂರಕ್ಷಣಾ ಪಾಲನೆ ಎಂದರೇನು ?
A business incubator is an organization or program that provides resources, mentorship, and support to entrepreneurs and start-ups to help them grow and succeed. They usually offer a range of services, such as office space, funding, networking opportunities, training programs, and professional services. The goal of incubators is to promote innovation, job creation, and economic growth by supporting new businesses in their early stages of development.
ವ್ಯಾಪಾರ ಇನ್ಕ್ಯುಬೇಟರ್ ಎನ್ನುವುದು ಒಂದು ಸಂಸ್ಥೆ ಅಥವಾ ಪ್ರೋಗ್ರಾಂ ಆಗಿದ್ದು ಅದು ಉದ್ಯಮಿಗಳು ಮತ್ತು ಸ್ಟಾರ್ಟ್-ಅಪ್‌ಗಳಿಗೆ ಅವರು ಬೆಳೆಯಲು ಮತ್ತು ಯಶಸ್ವಿಯಾಗಲು ಸಹಾಯ ಮಾಡಲು ಸಂಪನ್ಮೂಲಗಳು, ಮಾರ್ಗದರ್ಶನ ಮತ್ತು ಬೆಂಬಲವನ್ನು ಒದಗಿಸುತ್ತದೆ. ಅವರು ಸಾಮಾನ್ಯವಾಗಿ ಕಚೇರಿ ಸ್ಥಳ, ನಿಧಿ, ನೆಟ್‌ವರ್ಕಿಂಗ್ ಅವಕಾಶಗಳು, ತರಬೇತಿ ಕಾರ್ಯಕ್ರಮಗಳು ಮತ್ತು ವೃತ್ತಿಪರ ಸೇವೆಗಳಂತಹ ಸೇವೆಗಳ ಶ್ರೇಣಿಯನ್ನು ಒದಗಿಸುತ್ತಾರೆ. ಇನ್ಕ್ಯುಬೇಟರ್‌ಗಳ ಗುರಿಯು ಅಭಿವೃದ್ಧಿಯ ಆರಂಭಿಕ ಹಂತಗಳಲ್ಲಿ ಹೊಸ ವ್ಯವಹಾರಗಳನ್ನು ಬೆಂಬಲಿಸುವ ಮೂಲಕ ನಾವೀನ್ಯತೆ, ಉದ್ಯೋಗ ಸೃಷ್ಟಿ ಮತ್ತು ಆರ್ಥಿಕ ಬೆಳವಣಿಗೆಯನ್ನು ಉತ್ತೇಜಿಸುವುದು.
l) State two government schemes that support entrepreneurship. | ಉದ್ಯಮಶೀಲತೆಗೆ ಸಹಾಯ ಮಾಡುವ ಸರಕಾರದ ಎರಡು ಯೋಜನೆಗಳನ್ನು ತಿಳಿಸಿರಿ.
- Mudra Yojana scheme.
- Credit Guarantee.
- Atal Innovation Mission.
- Multiplier Grants Scheme.
- Startup India.
- Credit Lined Capital.
- Subsidy Scheme.
- ಮುದ್ರಾ ಯೋಜನೆ ಯೋಜನೆ.
- ಕ್ರೆಡಿಟ್ ಗ್ಯಾರಂಟಿ.
- ಅಟಲ್ ಇನ್ನೋವೇಶನ್ ಮಿಷನ್.
- ಮಲ್ಟಿಪ್ಲೈಯರ್ ಅನುದಾನ ಯೋಜನೆ.
- ಸ್ಟಾರ್ಟ್ಅಪ್ ಇಂಡಿಯಾ.
- ಕ್ರೆಡಿಟ್ ಲೈನ್ಡ್ ಕ್ಯಾಪಿಟಲ್.
- ಸಹಾಯಧನ ಯೋಜನೆ.
Section - B
Answer any THREE of the following. (3×5=15)
2. Briefly explain the characteristics of Entrepreneur. | ಉದ್ಯಮಶೀಲನ ಗುಣಧರ್ಮಗಳನ್ನು ಸಂಕ್ಷಿಪ್ತವಾಗಿ ವಿವರಿಸಿರಿ.
An entrepreneur is someone who creates, organizes, and operates a business, taking on financial risk in the hope of earning a profit. They often have a vision for a new product or service and are willing to take calculated risks to bring it to market. Entrepreneurs are innovative, resourceful, and persistent, and they often have a strong sense of self-motivation and determination. They are also skilled at identifying opportunities and seizing them quickly, and they are able to think creatively and outside the box.
characteristics of entrepreneurs include:
Visionary: They dream big, spotting opportunities where others see limitations. They envision solutions to problems and imagine a future they want to create.
Risk-taker: They aren't afraid to step outside the comfort zone and embrace uncertainty. They calculate risks but don't shy away from taking calculated leaps of faith.
Resourceful: They make the most of what they have, finding creative solutions with limited resources. They're adaptable and resourceful, turning challenges into stepping stones.
Passionate and driven: They're fueled by a deep belief in their ideas and a relentless desire to succeed. Their passion is infectious, attracting others to join their journey.
Adaptable and flexible: They can adjust to changing markets and circumstances, readily pivoting strategies and embracing new ideas. They thrive in dynamic environments.
Leader and motivator: They inspire and empower others to share their vision. They build strong teams and delegate tasks effectively, fostering a collaborative spirit.
Lifelong learner: They never stop learning and growing, constantly seeking new knowledge and skills to improve their ventures. They embrace feedback and adapt to changing landscapes.
Resilient and persistent: They face setbacks with determination, learning from failures and rising stronger. They understand that success is rarely a straight path.
ಒಬ್ಬ ವಾಣಿಜ್ಯೋದ್ಯಮಿ ಎಂದರೆ ಲಾಭ ಗಳಿಸುವ ಭರವಸೆಯಲ್ಲಿ ಹಣಕಾಸಿನ ಅಪಾಯವನ್ನು ತೆಗೆದುಕೊಳ್ಳುವ, ವ್ಯಾಪಾರವನ್ನು ರಚಿಸುವ, ಸಂಘಟಿಸುವ ಮತ್ತು ನಿರ್ವಹಿಸುವ ವ್ಯಕ್ತಿ. ಅವರು ಸಾಮಾನ್ಯವಾಗಿ ಹೊಸ ಉತ್ಪನ್ನ ಅಥವಾ ಸೇವೆಗಾಗಿ ದೃಷ್ಟಿ ಹೊಂದಿರುತ್ತಾರೆ ಮತ್ತು ಅದನ್ನು ಮಾರುಕಟ್ಟೆಗೆ ತರಲು ಲೆಕ್ಕಹಾಕಿದ ಅಪಾಯಗಳನ್ನು ತೆಗೆದುಕೊಳ್ಳಲು ಸಿದ್ಧರಿದ್ದಾರೆ. ವಾಣಿಜ್ಯೋದ್ಯಮಿಗಳು ನವೀನ, ತಾರಕ್ ಮತ್ತು ನಿರಂತರ, ಮತ್ತು ಅವರು ಸಾಮಾನ್ಯವಾಗಿ ಸ್ವಯಂ ಪ್ರೇರಣೆ ಮತ್ತು ನಿರ್ಣಯದ ಬಲವಾದ ಅರ್ಥವನ್ನು ಹೊಂದಿರುತ್ತಾರೆ. ಅವರು ಅವಕಾಶಗಳನ್ನು ಗುರುತಿಸುವಲ್ಲಿ ಮತ್ತು ಅವುಗಳನ್ನು ತ್ವರಿತವಾಗಿ ವಶಪಡಿಸಿಕೊಳ್ಳುವಲ್ಲಿ ಪರಿಣತರಾಗಿದ್ದಾರೆ ಮತ್ತು ಅವರು ಸೃಜನಾತ್ಮಕವಾಗಿ ಮತ್ತು ಪೆಟ್ಟಿಗೆಯ ಹೊರಗೆ ಯೋಚಿಸಲು ಸಮರ್ಥರಾಗಿದ್ದಾರೆ.
ಉದ್ಯಮಿಗಳ ಗುಣಲಕ್ಷಣಗಳು ಸೇರಿವೆ:
ದೂರದೃಷ್ಟಿ: ಅವರು ದೊಡ್ಡ ಕನಸು ಕಾಣುತ್ತಾರೆ, ಇತರರು ಮಿತಿಗಳನ್ನು ನೋಡುವ ಅವಕಾಶಗಳನ್ನು ಗುರುತಿಸುತ್ತಾರೆ. ಅವರು ಸಮಸ್ಯೆಗಳಿಗೆ ಪರಿಹಾರಗಳನ್ನು ಕಲ್ಪಿಸುತ್ತಾರೆ ಮತ್ತು ಅವರು ರಚಿಸಲು ಬಯಸುವ ಭವಿಷ್ಯವನ್ನು ಊಹಿಸುತ್ತಾರೆ.
ರಿಸ್ಕ್-ಟೇಕರ್: ಅವರು ಆರಾಮ ವಲಯದಿಂದ ಹೊರಗೆ ಹೆಜ್ಜೆ ಹಾಕಲು ಮತ್ತು ಅನಿಶ್ಚಿತತೆಯನ್ನು ಸ್ವೀಕರಿಸಲು ಹೆದರುವುದಿಲ್ಲ. ಅವರು ಅಪಾಯಗಳನ್ನು ಲೆಕ್ಕ ಹಾಕುತ್ತಾರೆ ಆದರೆ ನಂಬಿಕೆಯ ಲೆಕ್ಕಾಚಾರದಿಂದ ದೂರ ಸರಿಯುವುದಿಲ್ಲ.
ತಾರಕ್: ಅವರು ತಮ್ಮಲ್ಲಿರುವದನ್ನು ಹೆಚ್ಚು ಮಾಡುತ್ತಾರೆ, ಸೀಮಿತ ಸಂಪನ್ಮೂಲಗಳೊಂದಿಗೆ ಸೃಜನಶೀಲ ಪರಿಹಾರಗಳನ್ನು ಕಂಡುಕೊಳ್ಳುತ್ತಾರೆ. ಅವರು ಹೊಂದಿಕೊಳ್ಳಬಲ್ಲ ಮತ್ತು ತಾರಕ್, ಸವಾಲುಗಳನ್ನು ಮೆಟ್ಟಿಲು ಕಲ್ಲುಗಳಾಗಿ ಪರಿವರ್ತಿಸುತ್ತಾರೆ.
ಭಾವೋದ್ರಿಕ್ತ ಮತ್ತು ಚಾಲಿತ: ಅವರು ತಮ್ಮ ಆಲೋಚನೆಗಳಲ್ಲಿ ಆಳವಾದ ನಂಬಿಕೆ ಮತ್ತು ಯಶಸ್ವಿಯಾಗಲು ಪಟ್ಟುಬಿಡದ ಬಯಕೆಯಿಂದ ಉತ್ತೇಜಿಸಲ್ಪಟ್ಟಿದ್ದಾರೆ. ಅವರ ಉತ್ಸಾಹವು ಸಾಂಕ್ರಾಮಿಕವಾಗಿದೆ, ಅವರ ಪ್ರಯಾಣಕ್ಕೆ ಸೇರಲು ಇತರರನ್ನು ಆಕರ್ಷಿಸುತ್ತದೆ.
ಹೊಂದಿಕೊಳ್ಳುವ: ಅವರು ಬದಲಾಗುತ್ತಿರುವ ಮಾರುಕಟ್ಟೆಗಳು ಮತ್ತು ಸಂದರ್ಭಗಳಿಗೆ ಹೊಂದಿಕೊಳ್ಳಬಹುದು, ಸುಲಭವಾಗಿ ತಂತ್ರಗಳನ್ನು ತಿರುಗಿಸಬಹುದು ಮತ್ತು ಹೊಸ ಆಲೋಚನೆಗಳನ್ನು ಅಳವಡಿಸಿಕೊಳ್ಳಬಹುದು. ಅವರು ಕ್ರಿಯಾತ್ಮಕ ಪರಿಸರದಲ್ಲಿ ಅಭಿವೃದ್ಧಿ ಹೊಂದುತ್ತಾರೆ.
ನಾಯಕ ಮತ್ತು ಪ್ರೇರಕ: ಅವರು ತಮ್ಮ ದೃಷ್ಟಿಕೋನವನ್ನು ಹಂಚಿಕೊಳ್ಳಲು ಇತರರನ್ನು ಪ್ರೇರೇಪಿಸುತ್ತಾರೆ ಮತ್ತು ಅಧಿಕಾರ ನೀಡುತ್ತಾರೆ. ಅವರು ಬಲವಾದ ತಂಡಗಳನ್ನು ನಿರ್ಮಿಸುತ್ತಾರೆ ಮತ್ತು ಕಾರ್ಯಗಳನ್ನು ಪರಿಣಾಮಕಾರಿಯಾಗಿ ನಿಯೋಜಿಸುತ್ತಾರೆ, ಸಹಕಾರ ಮನೋಭಾವವನ್ನು ಬೆಳೆಸುತ್ತಾರೆ.
ಆಜೀವ ಕಲಿಯುವವರು: ಅವರು ಕಲಿಯುವುದನ್ನು ಮತ್ತು ಬೆಳೆಯುವುದನ್ನು ಎಂದಿಗೂ ನಿಲ್ಲಿಸುವುದಿಲ್ಲ, ತಮ್ಮ ಉದ್ಯಮಗಳನ್ನು ಸುಧಾರಿಸಲು ಹೊಸ ಜ್ಞಾನ ಮತ್ತು ಕೌಶಲ್ಯಗಳನ್ನು ನಿರಂತರವಾಗಿ ಹುಡುಕುತ್ತಾರೆ. ಅವರು ಪ್ರತಿಕ್ರಿಯೆಯನ್ನು ಸ್ವೀಕರಿಸುತ್ತಾರೆ ಮತ್ತು ಬದಲಾಗುತ್ತಿರುವ ಭೂದೃಶ್ಯಗಳಿಗೆ ಹೊಂದಿಕೊಳ್ಳುತ್ತಾರೆ.
ಸ್ಥಿತಿಸ್ಥಾಪಕ ಮತ್ತು ನಿರಂತರ: ಅವರು ದೃಢನಿಶ್ಚಯದಿಂದ ಹಿನ್ನಡೆಗಳನ್ನು ಎದುರಿಸುತ್ತಾರೆ, ವೈಫಲ್ಯಗಳಿಂದ ಕಲಿಯುತ್ತಾರೆ ಮತ್ತು ಬಲಶಾಲಿಯಾಗುತ್ತಾರೆ. ಯಶಸ್ಸು ಅಪರೂಪವಾಗಿ ನೇರ ಮಾರ್ಗವಾಗಿದೆ ಎಂದು ಅವರು ಅರ್ಥಮಾಡಿಕೊಳ್ಳುತ್ತಾರೆ.
3. Explain the functions of NIESBUD. | NIESBUD ನ ಕಾರ್ಯಗಳನ್ನು ವಿವರಿಸಿರಿ
- Training and skill development
- Supporting start-ups and small businesses
- Research and advocacy on entrepreneurship and small business development
- Providing forums for interaction and exchange of ideas for policy formulation
- Sharing experience and expertise in entrepreneurship development across national frontiers
- Accelerating the process of entrepreneurship development
- Helping institutions and agencies in carrying out activities relating to entrepreneurship development
key functions of NIESBUD:
- Training of Trainers (TOT): NIESBUD conducts various training programs for trainers involved in entrepreneurship development. These programs equip trainers with the necessary skills and knowledge to effectively train potential and existing entrepreneurs.
- Management Development Programmes (MDPs): NIESBUD conducts MDPs for entrepreneurs and managers of small and medium enterprises (SMEs). These programs cover various aspects of business management, such as marketing, finance, human resources, and operations.
- Entrepreneurship Development Programmes (EDPs): NIESBUD conducts EDPs for potential and existing entrepreneurs. These programs provide participants with the knowledge and skills needed to start and run a successful business.
- Cluster Intervention: NIESBUD works with clusters of SMEs to provide them with support in areas such as technology upgradation, marketing, and finance. This helps clusters to become more competitive and sustainable.
- Research and Documentation: NIESBUD conducts research on various aspects of entrepreneurship and small business development. The Institute also documents best practices and success stories in the sector.
4. Explain different sources of finance to stimulate, support & sustain entrepreneurship. | ಉದ್ಯಮಶೀಲತೆಯ ಪ್ರಚೋದನೆ, ಸಹಾಯ ಹಾಗೂ ಉಳಿಕೆಯ ವಿವಿಧ ಹಣಕಾಸಿನ ಮೂಲಗಳನ್ನು ವಿವರಿಸಿರಿ.
Entrepreneurship requires finding creative ways to secure adequate funding to start and sustain a business. Here are some common sources of finance for entrepreneurship.
Personal savings: This is the most common source of finance for entrepreneurship since many entrepreneurs use their personal savings to fund their businesses.
Loans: Entrepreneurs can obtain loans from various financial institutions such as banks, credit unions, and venture capital lenders.
Investors: Entrepreneurs can attract investors, including venture capitalists, angel investors, and private equity firms, who are interested in investing in their business idea.
Government grants and loans: Governments offer grants and loans for specific industries or targeted business activities, especially for entrepreneurs from underrepresented groups.
Crowd funding: Entrepreneurs can use crowdfunding platforms to raise funds from a large pool of people by offering rewards or equity in exchange for contributions.
Personal networks: Entrepreneurs can seek financial assistance from friends, family members, or past colleagues who have experience in business or finance.
5. Write a brief note on Ratan Tata. | ರತನ ಟಾಟಾ ಇವರ ಬಗ್ಗೆ ಸಂಕ್ಷಿಪ್ತ ಟಿಪ್ಪಣಿ ಬರೆಯಿರಿ.
Ratan Tata is an Indian entrepreneur and businessman who is the former chairman of Tata Consultancy Services (TCS). He has held this position from 1996 to 2004 and then served on the board of directors from 2007 to 2020. Tata is also a member of the Chhatra Ratna Award committee, a national honor for Indian students.
Tata has been awarded several accolades for his contributions to the Indian business and technology industries. He received the Entrepreneur of the Year award from The Economic Times in 2004 and was ranked among the "Most Influential People in India" by Forbes in 2020.
Achievements:
- Stewardship of Tata Sons: Ratan Tata took over Tata Sons in 1991, guiding the company through a period of immense growth and diversification. He spearheaded the acquisition of iconic brands like Jaguar Land Rover, Corus Group, and Tetley Tea, propelling Tata Sons to the global stage.
- Focus on Innovation and Sustainability: Ratan Tata recognized the importance of innovation and sustainability long before they became mainstream buzzwords. He invested heavily in research and development, leading to the creation of Tata Motors' Nano, the world's cheapest car, and the Tata Indica, India's first indigenous car. He also championed environmental initiatives and renewable energy projects.
- Philanthropic Contributions: Ratan Tata is a passionate philanthropist who has dedicated significant resources to various social causes. He established the Tata Trusts, one of India's largest philanthropic organizations, which supports education, healthcare, and rural development initiatives.
Personal Qualities:
- Visionary: Ratan Tata is known for his ability to think ahead of the curve and identify promising opportunities. His bold acquisitions and strategic decisions have transformed the Tata Group into a global powerhouse.
- Ethical Leader: Ratan Tata is a firm believer in ethical business practices. He has instilled a strong culture of integrity and transparency within the Tata Group, earning him the trust and respect of stakeholders around the world.
- Humble and Compassionate: Despite his immense wealth and success, Ratan Tata remains grounded and humble. He is known for his compassion and concern for the less fortunate, actively contributing to social welfare initiatives through the Tata Trusts.
Legacy:
Ratan Tata's legacy extends far beyond the realm of business. He is seen as a role model and an inspiration for aspiring entrepreneurs and leaders. His unwavering commitment to ethical practices, social responsibility, and innovation has set a high bar for corporate leadership in India and beyond.
6. Explain the salient features of start-up-India. | ಸ್ಟಾರ್ಟ-ಆಪ್-ಇಂಡಿಯಾದ ಗುಣಲಕ್ಷಣಗಳನ್ನು ವಿವರಿಸಿರಿ
Start-up India is an initiative launched by the Indian government aimed at stimulating entrepreneurship and promoting innovation in the country.
Here are some of its key features:
Recognition of startups: Start-ups are recognized if they meet certain criteria such as being incorporated within the next five years, having a minimum paid-up capital of Rs. 10 lakh, and having not more than 50 employees.
Tax exemptions: Start-ups are exempted from paying income tax for the first three years of operation. In addition, they also receive tax exemptions on capital gains from selling their shares and stock options for five years.
Funding opportunities: The government provides funding to start-ups through incubators, venture capitalists, and accredited investors. The Atmanirbhar Bharat Abhiyan program provides collateral-free loans up to Rs. 1 crore to women and marginalized sections.
Patent protection: Start-ups can apply for patents to protect their intellectual property at a discounted rate of 50%.
Simplified compliance: The government has simplified the compliance process for start-ups, including the incorporation, patent registration, and tax filing processes.
Section - C
Answer any two of the following. (2×15-30)
7. Define Woman Entrepreneurship. Explain the problem faced by Woman Entrepreneurs. | ಮಹಿಳಾ ಉದ್ಯಮಶೀಲತೆಯ ವ್ಯಾಖ್ಯೆಯನ್ನು ನೀಡಿರಿ. ಮಹಿಳಾ ಉದ್ಯಮಿಗಳು ಎದುರಿಸುವ ಸಮಸ್ಯೆಗಳನ್ನು ವಿವರಿಸಿರಿ.
Woman entrepreneurship refers to the process of starting and managing a business or venture, driven by the vision, passion, and creativity of a woman entrepreneur. Women entrepreneurs face unique challenges and opportunities, including access to finance, networks, and resources. Despite these challenges, women are increasingly becoming successful entrepreneurs in various fields, including tech, healthcare, and social impact. The definition of woman entrepreneurship encompasses a range of activities, from launching a startup to growing a small business, with a focus on innovation, sustainability, and social impact.
Here are some of the key obstacles they encounter:
Access to Funding: Women often struggle to secure funding for their businesses compared to men. This can be due to various factors, including unconscious bias among investors, lack of collateral, and limited access to networks and mentors.
Work-life balance: Balancing work and family responsibilities can be particularly challenging for women entrepreneurs, especially those juggling childcare or caring for elderly family members. Limited access to affordable childcare and flexible work arrangements can exacerbate this issue.
Gender-based discrimination: Unfortunately, women entrepreneurs often face discrimination based on their gender, both within and outside the business world. This can проявляться as stereotypes about their capabilities, unequal access to opportunities, and even harassment.
Lack of female role models: Seeing successful women entrepreneurs can be incredibly inspiring and motivating. However, the underrepresentation of women in leadership positions can leave aspiring female entrepreneurs feeling isolated and unsure of how to navigate the business world.
Confidence and imposter syndrome: Women may underestimate their own abilities and hesitate to take risks, leading to missed opportunities and slower progress. Imposter syndrome, the feeling of being a fraud despite achievements, can further hinder their progress.
Lack of access to networks and mentorship: Strong networks and mentors can be invaluable for any entrepreneur. However, women may have limited access to these crucial resources due to historical gender disparities in business and professional organizations.
8. Define entrepreneurship development. Explain the problems faced in entrepreneurship development programmes. | ಉದ್ಯಮಶೀಲತೆಯ ಅಭಿವೃದ್ಧಿಯ ವ್ಯಾಖ್ಯೆಯನ್ನು ನೀಡಿರಿ. ಉದ್ಯಮಶೀಲತೆಯ ಅಭಿವೃದ್ಧಿಯ ಕಾರ್ಯಕ್ರಮದಲ್ಲಿ ಎದುರಾಗುವ ಸಮಸ್ಯೆಗಳನ್ನು ವಿವರಿಸಿರಿ.
Entrepreneurship development refers to the process of nurturing, supporting, and inspiring individuals to become successful entrepreneurs. Programs designed to promote entrepreneurship development aim to equip students or entrepreneurs with essential skills, knowledge, and resources to create, manage, and grow their own businesses.
There are several challenges faced by entrepreneurship development programs. Economic downturn, lack of funding, limited access to markets, and competition from established businesses are some of the problems that start-ups struggle with. Additionally, entrepreneurs face issues related to leadership, management, branding, innovation, and marketing of their products or services.
To overcome these challenges, entrepreneurs need to seek professional guidance from experienced industry experts and seek to build.
Entrepreneurship development is the process of cultivating the skills, knowledge, and attitudes necessary to start, manage, and grow a successful business venture. It encompasses a wide range of activities, including:
- Identifying and evaluating business opportunities: Recognizing market needs and developing viable business ideas.
- Developing a business plan: Creating a roadmap for the business, outlining its goals, strategies, and financial projections.
- Acquiring necessary skills and knowledge: Learning about marketing, finance, accounting, operations, and other essential business functions.
- Accessing financing: Securing funding to launch and operate the business.
- Building networks and partnerships: Connecting with mentors, investors, and other stakeholders who can support the business.
- Developing resilience and adaptability: Overcoming challenges and adapting to changing market conditions
Entrepreneurship development programs (EDPs) can include:
- Classroom coaching
- Training
- Programs
- No national policy
- Problems at the pre-training phase
- Overestimation of trainees
- Duration of EDPs
- Lack of infrastructure
- Improper methodology
- Selection mode
Some problems faced in entrepreneurship development include:
- Lack of access to capital and financing
- Limited market opportunities
- Limited access to resources and infrastructure
- Lack of entrepreneurial skills and knowledge
- Regulatory and legal barriers
9. Explain the need and objectives of rural Entrepreneurship. | ಗ್ರಾಮೀಣ ಅಭಿವೃದ್ಧಿಶೀಲತೆಯ ಅವಶ್ಯಕತೆ ಮತ್ತು ಉದ್ದೇಶಗಳನ್ನು ವಿವರಿಸಿರಿ.
Rural entrepreneurship is crucial for the economic development and well-being of rural communities. It involves creating and managing businesses in rural areas, which often provides employment opportunities, increases income, and improves local services. Objectives of rural entrepreneurship include enhancing economic growth, reducing poverty, and promoting self-sufficiency.
Entrepreneurship development is the process of cultivating the skills, knowledge, and attitudes necessary to start, manage, and grow a successful business venture. It encompasses a wide range of activities, including:
- Identifying and evaluating business opportunities: Recognizing market needs and developing viable business ideas.
- Developing a business plan: Creating a roadmap for the business, outlining its goals, strategies, and financial projections.
- Acquiring necessary skills and knowledge: Learning about marketing, finance, accounting, operations, and other essential business functions.
- Accessing financing: Securing funding to launch and operate the business.
- Building networks and partnerships: Connecting with mentors, investors, and other stakeholders who can support the business.
- Developing resilience and adaptability: Overcoming challenges and adapting to changing market conditions.
Entrepreneurship development programs (EDPs) are designed to equip individuals with these essential skills and knowledge. They typically offer a combination of classroom learning, practical exercises, mentorship, and access to funding resources. EDPs play a crucial role in fostering entrepreneurship in various sectors and economies.
However, despite their potential, EDPs face several challenges:
1. Lack of effective identification and selection of participants: Programs may not effectively identify individuals with genuine entrepreneurial potential and the necessary skills to succeed.
2. Inadequate curriculum and training: The training offered may not be relevant to the specific needs of the participants or the local market context.
3. Limited access to funding and resources: EDPs may struggle to connect participants with funding sources and other essential resources, hindering their ability to launch their ventures.
4. Lack of follow-up and support: Programs often lack adequate follow-up and support mechanisms, leaving participants to navigate the challenges of starting and growing their businesses alone.
5. Sustainability and scalability: Many EDPs struggle with long-term sustainability and lack effective strategies for scaling their programs to reach a wider audience.
6. Lack of diversity and inclusion: EDPs may not adequately cater to the needs of diverse populations, such as women, minorities, and individuals from disadvantaged backgrounds.
Addressing these challenges requires a multi-pronged approach:
- Developing robust selection criteria and training modules adapted to local contexts.
- Building strong partnerships with financial institutions, government agencies, and other support organizations.
- Providing ongoing mentorship and support to program participants.
- Investing in research and evaluation to measure the impact of EDPs and identify areas for improvement.
- Promoting diversity and inclusion within EDPs to ensure that they reach and empower a wider range of individuals.
10 . Explain the role of self-help groups in stimulating and supporting Entrepreneurship. | ಉದ್ಯಮಶೀಲತೆಯ ಪ್ರಚೋದನೆ ಹಾಗೂ ಸಹಾಯಗಳಲ್ಲಿ ಸ್ವ-ಸಹಾಯ ಗುಂಪುಗಳ ಪಾತ್ರವನ್ನು ವಿವರಿಸಿರಿ.
Self-help groups are essential in encouraging and supporting entrepreneurship by providing a platform for individuals to interact, learn from each other and share resources. These groups often consist of individuals who are at various stages of their entrepreneurial journey and can offer valuable insights and support. Through group discussions, members can gain inspiration and motivation, as well as practical advice on how to overcome common challenges faced by entrepreneurs. Additionally, self-help groups may provide access to mentorship, networking opportunities, and funding resources, all of which can be critical to the success of an entrepreneurial endeavor.
The key ways SHGs nurture entrepreneurship:
1. Access to Microcredit:
- One of the most significant hurdles for aspiring entrepreneurs is securing funding. SHGs bridge this gap by offering microcredit facilities to members. This allows individuals to invest in small businesses, purchase equipment, or acquire raw materials, kickstarting their entrepreneurial ventures.
2. Building Financial Literacy:
- SHGs go beyond simply providing loans. They also equip members with financial literacy skills, enabling them to manage their finances effectively, make informed investment decisions, and plan for the future growth of their businesses.
3. Fostering a Supportive Network:
- SHGs provide a crucial safety net for entrepreneurs. The sense of community and shared experience within the group fosters collaboration, knowledge sharing, and emotional support. This network helps entrepreneurs overcome challenges, celebrate successes, and learn from each other's experiences.
4. Skill Development and Capacity Building:
- Many SHGs organize training workshops and skill development programs to equip members with relevant business skills, such as marketing, accounting, and negotiation. This empowers them to run their businesses more efficiently and increase their chances of success.
5. Collective Bargaining and Market Access:
- SHGs can leverage their collective buying power to negotiate better deals on raw materials and access wider markets for their products. This helps entrepreneurs reduce costs, increase their profit margins, and reach a larger customer base.
6. Boosting Confidence and Self-Reliance:
- Participating in SHGs fosters a sense of self-reliance and confidence among members. They learn to identify opportunities, take risks, and make decisions independently, leading to greater personal and economic empowerment.
Section - D
Case Study (Compulsory question) (1×15-15)
11. Mrs. Shanta is a graduate and has finished her training in Entrepreneurship & wants to start a business in her town. As a trainer you are adverted to provide suggestions for the following | ಮಿಸೆಸ್ ಶಾಂತಾ ಒಬ್ಬ ಪದವೀಧರೆಯಾಗಿದ್ದು, ಅಭಿವೃದ್ಧಿಶೀಲತೆಯ ತರಬೇತಿಯನ್ನು ಪಡೆದಿದ್ದಾರೆ. ಈಗ ಅವರು ತಮ್ಮ ಸ್ವಂತ ಉದ್ಯೋಗಕ್ಕಾಗಿ ಸಣ್ಣ ಪ್ರಮಾಣದ ಉದ್ದಿಮೆಯನ್ನು ಸ್ಥಾಪಿಸಲು ಬಯಸುತ್ತಿದ್ದಾರೆ. ತರಬೇತುದಾರರಾದ ನೀವು ಅವರಿಗೆ ಈ ಕೆಳಗಿನ ಪ್ರಶ್ನೆಗಳಿಗೆ ಉತ್ತರಿಸುವದರ ಮೂಲಕ ಮಾರ್ಗದರ್ಶನ ನೀಡಿರಿ.
1) Explain the challenges she may face in selling her business. | ಉದ್ದಿಮೆ ಸ್ಥಾಪಿಸುವ ನಿಟ್ಟಿನಲ್ಲಿ ಅವರು ಎದುರಿಸಬೇಕಾದ ಸವಾಲುಗಳನ್ನು ವಿವರಿಸಿರಿ.
Selling a business can be a complex and challenging process, and there are several factors that can make it more difficult. Some potential challenges that a seller may face include:
1. Valuing the business: Determining the value of a business can be challenging, especially if the seller has personal biases or if the business is in a growth phase. It's important to have a clear and objective understanding of the business's value before putting it on the market.
2. Preparing for due diligence: Buyers will want to conduct thorough due diligence on the business, including looking at financial statements, legal documents, and customer contracts. The seller will need to be prepared to answer questions and provide the necessary information in a timely manner.
3. Identifying potential buyers: Finding the right buyer for a business can be challenging, especially if the seller has a specific vision for the future ownership of the company. It's important to carefully research and identify potential buyers and determine if they are a good fit for the business.
4. Negotiating the sale price: Determining the sale price of a business can be a complicated process, as the owner's initial asking price may not be reflective of its true value. The seller will need to be willing to negotiate and be prepared to make concessions in order to reach an acceptable sale price.
5. Managing the transition: Once the sale is finalized, the seller will need to manage the transition to new ownership. This can be a time of upheaval for the business and its employees, and it's important to handle the transition smoothly to ensure continued success.
ii) What are the opportunities available for her to start the business. | ಮಹಿಳೆಗೆ ಈ ದಿಶೆಯಲ್ಲಿ ಒದಗುವ ಅವಕಾಶಗಳನ್ನು ತಿಳಿಸಿರಿ.
There are several opportunities that could be available for someone to start a business, depending on the specific industry and location. Here are a few options to consider:
- Franchising: Depending on her interests and skills, she could look into franchising opportunities. Franchising involves buying the rights to use the brand name, products, and services of an established business, and there are many popular franchises available in various industries, such as food, cleaning, and retail.
- Online Business: Another option would be to start an online business, such as an e-commerce store, a website, or an online platform. With the growing popularity of the internet and online shopping, there are many opportunities for someone to start an online business.
- Small Business Loans: She could also consider obtaining a small business loan to help finance her start-up costs. Small business loans are available through various lenders, such as banks, credit unions, and SBA programs.
- Networking: Networking can also be an effective way to identify potential opportunities for starting a business. Attending industry events, joining organizations related to the business, and connecting with other successful entrepreneurs can all provide valuable insights and opportunities.
- Business Incubator Programs: Business incubator programs are also available to provide resources and support to new business owners. These programs offer guidance on business planning, marketing, and financial management, as well as access to funding and mentorship.
iii) What are the government schemes that are available for her to start the business. | ಅವರ ಉದ್ದಿಮೆಗೆ ಬೇಕಾಗುವ ಸರಕಾರದ ಸಹಾಯ ಯೋಜನೆಗಳು ಯಾವುವು
There are several government schemes available to individuals who want to start a business. The specific schemes that are available to you will depend on your location and the nature of your business. Here are some examples of government schemes that are available in various countries:
- Small Business Grants: Many countries offer small business grants to entrepreneurs who are just starting out. These grants are typically given to businesses that are located in specific areas or industries, and are aimed at helping the business owner get started.
- Entrepreneurship Training Programs: Many countries offer training programs for entrepreneurs. These programs can help you learn the skills you need to start and run a successful business.
- Business Financing: Governments may offer financing options for small business owners, such as loans or grants, to help them get the capital they need to start their business.
- Tax Incentives: Some countries offer tax incentives to entrepreneurs, such as lower taxes or tax credits, to encourage them to start a business.